Education Center

Life Insurance Education Center

Comprehensive educational resources about life insurance policy options, regulation, taxation, and financial considerations.

Disclaimer: All content is provided for educational purposes only and does not constitute legal, tax, financial, medical, or investment advice.

Featured Guide

What Is a Life Settlement?

The Complete Guide to Understanding Life Settlements, Regulation, Eligibility, Risks, and Alternatives.

A comprehensive educational guide covering how life settlements work, who may qualify, regulatory protections, tax considerations, risks, and available alternatives before surrendering a life insurance policy.

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Adult daughter and her elderly mother reviewing nursing home financial paperwork together at a kitchen table

How to Pay for a Nursing Home: What Families Should Know

Nursing home care averages $6,800-$7,700 per month, and Medicare covers only a narrow window. This guide walks through the funding

Selling a Whole Life Insurance Policy: What You Should Know

Selling a whole life insurance policy through a life settlement can produce more than the cash surrender value. This guide

Can You Sell a Term Life Insurance Policy?

Most term policies cannot be sold — but some can. This guide explains when a policyholder may be able to

8 Things to Understand Before Selling a Life Insurance Policy

Before selling a life insurance policy, policyholders should understand the legal foundation, eligibility, tax framework, and process. This guide walks

Should You Surrender Your Life Insurance Policy or Sell It? A Decision Guide

Before signing a surrender form, policyholders should compare both routes. This decision guide walks through surrender vs. selling a life
Older policyholder reviewing options when they can't afford life insurance premiums at a kitchen table

Can’t Afford Life Insurance Premiums? What to Know Before a Lapse

Can't afford life insurance premiums? Most policies offer more options than people realize before a lapse — from riders to