Every legitimate life settlement broker or provider is licensed by the state insurance department of the state where the policyholder lives. Every state insurance department publishes a public licensee search. Use the tool below to jump straight to your state’s verification page in a new tab — then enter the broker’s name to confirm they are licensed before you share any personal information.
Verify a life settlement broker or provider
Every state insurance department maintains a public licensee search. Pick your state to open its verification tool in a new tab and confirm any broker is licensed before sharing your information.
What to look for in the search results
- An active license — not expired, suspended, or revoked.
- The correct license type — “Life Settlement Broker” or “Viatical Settlement Broker,” not just a general insurance producer license (though many states allow producers to act as settlement brokers under certain conditions).
- No disciplinary history — many state sites show enforcement actions.
If you cannot find them
If a name you have been given does not turn up in your state’s licensee search, treat that as a hard stop. Do not share medical records, policy details, or financial information until the licensing question is resolved. Our Fraud Alerts page covers the other red flags that often appear alongside unlicensed activity.