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Life Insurance Education Center
Comprehensive educational resources about life insurance policy options, regulation, taxation, and financial considerations.
Featured Guide
What Is a Life Settlement?
The Complete Guide to Understanding Life Settlements, Regulation, Eligibility, Risks, and Alternatives.
A comprehensive educational guide covering how life settlements work, who may qualify, regulatory protections, tax considerations, risks, and available alternatives before surrendering a life insurance policy.
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The Complete Guide to Understanding Life Settlements
A complete educational guide to life settlements — how they work, who qualifies, regulatory protections, tax considerations, risks, and alternatives.
How the Life Settlement Process Works
A detailed step-by-step guide explaining how the life settlement process works, including policy review, underwriting, offers, closing, and rescission periods.
Who Qualifies for a Life Settlement?
Who qualifies for a life settlement? Learn the eligibility requirements, minimum age, policy types, health criteria, and underwriting factors here.
Are Life Settlements Regulated?
Are life settlements regulated? Learn how state insurance departments govern life settlements through licensing, disclosures, rescission periods, and more.
Risks of Selling a Life Insurance Policy
What are the risks of selling a life insurance policy? Learn about tax implications, loss of death benefit, Medicaid impact,
How Are Life Settlements Taxed?
How are life settlements taxed? Learn how the IRS treats life settlement proceeds, including cost basis rules, ordinary income vs